Quality care for Muskegon workers who don’t qualify for Medicaid but can’t afford medical insurance
We offer two health plan options that have the same benefits coverage. The difference is the health activity requirements for members enrolled in each plan.
And since our funding model combines resources from community stakeholders with a vested interest in community health – including care providers, hospitals, and businesses – members only pay 30% of the premiums.
To qualify for our Enhanced Plan and take advantage of significant cost savings, members must meet with a health coach and take health education courses.
for both Enhanced and Standard Plans
We have been providing full medical coverage at one-third of the cost of traditional insurance since 1999.
And in that time, the cost of health coverage through our plan has increased less than 1% per year.
Our multi-share funding structure combines resources from community stakeholders with a vested interest in community health, including hospitals, businesses, and members. Combined with improved individual health, this structure helps sustain coverage affordability.
Our Enhanced Plan's Continuous Health Improvement (CHI) program fosters accountability and personal responsibility. Members are required to meet with a health coach and participate in educational curriculum that targets issues like financial literacy, health literacy, and healthy eating.
To help members reach realistic health goals, we address underlying Social Determinant of Health factors that impact physical health. We also work to coordinate care with other community health resources. Improved health means lower plan costs.
Contact us to find out if you are eligible to offer our Access C3 Health Plan to your workers.